By John C. Goodman
A favored clarification of ways tax-free scientific rate reductions money owed could paintings. Strippable.
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Extra info for Patient Power: Solving America's Health Care Crisis
If the family chose a $1,000 deductible instead, it would give up $600 of health insurance coverage (since Blue Cross pays only 80 percent of the additional $750 of expenses). But in return, the family would cut its health insurance premiums by $2,064! Savings of this magnitude are not typical. However, this example illustrates dramatically that opportunities for saving do exist in the health insurance market. JOThese calculations are based on policies sold by Golden Rule Insurance Company, the largest seller of individual and family health insurance policies in the country.
Tax subsidy rises with income, it is hardly surprising that the lower a family's income, the less likely the family is to have health insurance. About 61 percent of all people who lack health insurance have annual incomes of less than $20,000. 5 times the poverty level, about 87 percent have employer-provided health insurance. Only a small fraction of those at or below the poverty level have it, however. As a result, the current system is highly regressive, conferring the largest subsidies on those families with the highest incomes.
Give individuals the opportunity to choose between employerprovided group health insurance and individual or family policies-without income tax penalties . Give individuals the opportunity to choose between self-insurance and third-party insurance for small medical bills-without income tax penalties . Give individuals the opportunity to choose health insurance plans with effective cost-control techniques and to realize the financial benefits from making such choices-without income tax penalties .
Patient Power: Solving America's Health Care Crisis by John C. Goodman